I have never met an extreme couponer.  That is one of those people who supposedly takes a handful of coupons into a store, buys hundreds of dollars' worth of food and items, and then pays only pennies on the dollar for them.  About the best I have seen is where someone reduced their grocery bill by about 50%.  So you buy $100' worth of groceries and pay like $50-52 for them.  Now that's a nice savings, but it's not EXTREME.

We start our first financial journey when we are born because we introduce new costs into our families' lives.  Our second financial journey begins when we earn an allowance for the first time (if we are fortunate enough to do so).  Our third financial journey begins when we take our first job.